Terms and Conditions
Last Updated: 26 Feb 2025

1. Introduction

These Terms and Conditions ("Terms") govern your use of Catena MBA SEZC ("Company", "we", "us", "our") services, website (https://www.catena.mba), and digital courses. By using, accessing, or purchasing our services and/or courses, you agree to these legally binding Terms. If you do not agree with any part of these Terms, please do not use our services or website.

For details on how we collect, process, and protect your personal data, please refer to our Privacy Policy.

2. Courses and Services

2.1 Payment & Access

• Access to our courses and digital products requires a one-time payment.
• Course access duration: Users receive lifetime access unless otherwise specified.
• Payments are processed through PayPal, and we do not store credit card information.

2.2 Authorized Use

• Your purchase grants personal, non-transferable, and non-commercial access to the course materials.
• Prohibited actions: Redistribution, resale, reproduction, modification, or public sharing of course materials without written permission.
• Misuse of course materials may result in account suspension and/or legal action.

2.3 Course Accuracy and Modifications

• We strive for accuracy in course content but do not guarantee its completeness or correctness.
• Courses may be updated or modified at any time without prior notice.
• Users should verify course material independently before making business decisions.

3. Refund Policy

3.1 Eligibility

• We offer a 14-day money-back guarantee for one-time course purchases or until the first module is completed, whichever comes first.
• Users who complete the first module for free before purchasing are not eligible for a refund.

3.2 Refund Process

• To request a refund, users must contact info@catena.mba within the refund period.
• Refunds are processed via PayPal and may take up to 10 business days.
• Chargeback abuse: Users who initiate chargebacks without contacting Catena MBA first may be banned from future purchases.

4. User Accounts & Responsibilities

4.1 Account Security

• Users must provide accurate and complete registration details.
• Users are responsible for securing their login credentials (e.g., Thinkific accounts).
• We are not liable for unauthorized account access due to user negligence.

4.2 Account Termination

Catena MBA reserves the right to terminate accounts without prior notice in cases of:

• Violation of these Terms (e.g., misuse of intellectual property).
• Suspicious or fraudulent activity (e.g., unauthorized sharing of course content).
• Abuse, harassment, or disruptive behavior in any community or course-related platform.

5. Intellectual Property

5.1 Ownership

• All course materials, content, branding, and services remain the sole property of Catena MBA or its licensors.
• Purchase of a course does not transfer ownership of intellectual property rights.

5.2 Restrictions

• Users must not copy, distribute, modify, resell, sublicense, or reverse-engineer any course materials.
• Violation of this policy may lead to legal action.

6. Limitation of Liability

• Catena MBA makes no guarantees regarding the accuracy, reliability, or effectiveness of course content.
• We are not liable for direct, indirect, incidental, or consequential damages resulting from the use of our courses or services.
• Third-party links on our website are not endorsed or verified by us. Clicking on external links is at your own risk.

7. Governing Law & Dispute Resolution

• These Terms are governed by the laws of the Cayman Islands, without regard to conflict of law provisions.
• Alternative Dispute Resolution (ADR): In case of disputes, parties agree to attempt resolution via mediation or arbitration before seeking legal action.

8. Amendments

• Catena MBA may update these Terms at any time. Changes take effect immediately upon posting on our website.
• Users will be notified of significant changes via email or website updates.
• Continued use of services after updates constitutes acceptance of the revised Terms.

9. Force Majeure

• Catena MBA is not liable for service disruptions due to events beyond our control, including but not limited to: natural disasters, pandemics, wars, cyberattacks, or government actions.

10. Severability

• If any provision of these Terms is found to be unenforceable, it does not affect the validity of the remaining provisions.

11. Contact Information

For any inquiries regarding these Terms, please contact us at:
📧 Email: info@catena.mba

These Terms and Conditions are effective as of 26 Feb 2025.

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